We are FHA Approved and Certified!

Erol Sevin, Certified Appraisal Group, LLC  is on the FHA Roster of approved and certified residential real etstae appraisers.   We're qualified and approved to do residential real estate appraisals for FHA insured loans.

If you're in need of an appraisal for an FHA loan, please Contact Us at 703-451-2241.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. 

What are the basic eligibility requirements for FHA Financing? 

from FHA....

"Generally, to be eligible for an FHA loan, you must have a valid social security number and have lawful residency in the United States and be of a legal age to sign on a mortgage in your state.

Lenders will verify income, assets, liabilities, and credit history for all parties on the loan. With an FHA loan, you cannot take an ownership interest in a property without qualifying for the loan.

FHA's mortgage programs do not typically have maximum income limits for qualifying, although you must have sufficient income to qualify for the mortgage payment and other debts.

Income limits may be present when qualifying for down payment assistance or other secondary financing programs (including those funded by HUD) that may be used in conjunction with an FHA loan. FHA does not have minimum credit score requirements, although past credit performance serves as the most useful guide in determining a borrower's attitude toward credit obligations and predicting a borrower's future actions.
Using FHA's guidelines, lenders will make a credit determination based on the merits of each case. To find out if you qualify, and how much you can borrow based on your income and debts, you should contact a HUD-approved lender."

FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.

Find a Hud-approved lender in your area at http://www.hud.gov/ll/code/llslcrit.cfm .  There are a variety of search parameters to choose from to find a lender that might meet your needs.  One you find your lender - just ask your lender to contact us for your appraisal needs!

When you need a FHA Certified Appraiser,  you can trust and depend on Erol Sevin with the Certified Appraisal Group, LLC to provide superior quality FHA appraisal reports.  We know  Northern Virginia real estate values and appraise residential real esate properties in the following areas 7 days a week! 

FHA Real Estate Appraisal Service in:

Fairfax County, Loudoun County, Prince William County, Arlington County, Alexandria City, Fairfax City, Falls Church City, City of Manassas and Manassas Park.

Please click here for our Certified Real Estate Appraiser Service area by zip code.AlexandriaAnnandale, Burke, Centreville, Chantilly, Clifton, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Fort Belvoir, Franconia, Great Falls, Greenway, Herndon, Lorton, Mc Lean, Merrifield, Mount Vernon, Newington, Oakton, Reston, Springfield, West Springfield, ViennaWest McLean, Bristow, Cascades, Catharpin, Dumfries, Gainesville, Haymarket, Lake Ridge, Manassas, Nokesville, Occoquan, Quantico, Triangle,  Woodbridge, Broadlands, Aldie, Ashburn, Dulles, Leesburg, Brambleton, Lansdowne, South Riding, Sterling

For a professional, prompt, and accurate FHA real estate appraisal or any other residential appraisal throughout Northern Virginia please contact  us at       703-451-2241 or order online to get started today.  We look forward to hearing from you!


HUD Press Releases:
HUD Awards $38 Million to More than 100 Groups to Fight Housing Discrimination
9/30/2015 7:07 AM
WASHINGTON � The U.S. Department of Housing and Urban Development (HUD) announced today that it is awarding more than $38 million under HUD"s Fair Housing Initiatives Program (FHIP) to over 100 groups across the nation to fight housing discrimination...Read More
HUD Awards Nearly $150 Million to Five Communities to Revitalize Housing, Surrounding Neighborhoods
9/28/2015 7:07 AM
WASHINGTON- U.S. Department of Housing and Urban Development (HUD) Secretary Juli�n Castro traveled to Atlanta, Georgia and Kansas City, Missouri today to announce that five communities will receive a combined $150 million to redevelop severely distressed public housing and revitalize the surrounding neighborhood...Read More
HUD and Census Bureau Report New Residential Sales in August
9/24/2015 7:07 AM
WASHINGTON � Sales of new single-family houses in August 2015 were at a seasonally adjusted annual rate of 552,000, according to estimates released jointly today by the U.S. Department of Housing and Urban Development (HUD) and the Census Bureau...Read More

HUD Press Releases:
HUD USER FY 2014 Income Limits
12/17/2013 6:00 PM
...Read More
HUD USER FY 2013 Income Limits
12/10/2012 6:00 PM
...Read More