We are FHA Approved and Certified!

Erol Sevin, Certified Appraisal Group, LLC  is on the FHA Roster of approved and certified residential real etstae appraisers.   We're qualified and approved to do residential real estate appraisals for FHA insured loans.

If you're in need of an appraisal for an FHA loan, please Contact Us at 703-451-2241.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. 

What are the basic eligibility requirements for FHA Financing? 

from FHA....

"Generally, to be eligible for an FHA loan, you must have a valid social security number and have lawful residency in the United States and be of a legal age to sign on a mortgage in your state.

Lenders will verify income, assets, liabilities, and credit history for all parties on the loan. With an FHA loan, you cannot take an ownership interest in a property without qualifying for the loan.

FHA's mortgage programs do not typically have maximum income limits for qualifying, although you must have sufficient income to qualify for the mortgage payment and other debts.

Income limits may be present when qualifying for down payment assistance or other secondary financing programs (including those funded by HUD) that may be used in conjunction with an FHA loan. FHA does not have minimum credit score requirements, although past credit performance serves as the most useful guide in determining a borrower's attitude toward credit obligations and predicting a borrower's future actions.
Using FHA's guidelines, lenders will make a credit determination based on the merits of each case. To find out if you qualify, and how much you can borrow based on your income and debts, you should contact a HUD-approved lender."

FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.

Find a Hud-approved lender in your area at http://www.hud.gov/ll/code/llslcrit.cfm .  There are a variety of search parameters to choose from to find a lender that might meet your needs.  One you find your lender - just ask your lender to contact us for your appraisal needs!

When you need a FHA Certified Appraiser,  you can trust and depend on Erol Sevin with the Certified Appraisal Group, LLC to provide superior quality FHA appraisal reports.  We know  Northern Virginia real estate values and appraise residential real esate properties in the following areas 7 days a week! 

FHA Real Estate Appraisal Service in:

Fairfax County, Loudoun County, Prince William County, Arlington County, Alexandria City, Fairfax City, Falls Church City, City of Manassas and Manassas Park.

Please click here for our Certified Real Estate Appraiser Service area by zip code.AlexandriaAnnandale, Burke, Centreville, Chantilly, Clifton, Dunn Loring, Fairfax, Fairfax Station, Falls Church, Fort Belvoir, Franconia, Great Falls, Greenway, Herndon, Lorton, Mc Lean, Merrifield, Mount Vernon, Newington, Oakton, Reston, Springfield, West Springfield, ViennaWest McLean, Bristow, Cascades, Catharpin, Dumfries, Gainesville, Haymarket, Lake Ridge, Manassas, Nokesville, Occoquan, Quantico, Triangle,  Woodbridge, Broadlands, Aldie, Ashburn, Dulles, Leesburg, Brambleton, Lansdowne, South Riding, Sterling

For a professional, prompt, and accurate FHA real estate appraisal or any other residential appraisal throughout Northern Virginia please contact  us at       703-451-2241 or order online to get started today.  We look forward to hearing from you!

 

HUD Press Releases:
 
HUD, VA, and USICH Announce 33% Drop in Veteran Homelessness Since 2010
8/26/2014 7:07 AM
WASHINGTON - The U.S. Department of Housing and Urban Development (HUD), U.S. Department of Veterans Affairs (VA), and U.S. Interagency Council on Homelessness (USICH) today released a new national estimate of veteran homelessness in the United States. Data collected during the annual Point-in-Time Count conducted in January 2014 shows there were 4...Read More
 
FHA to Eliminate "Post Payment" Interest Charges
8/26/2014 7:07 AM
WASHINGTON - The Federal Housing Administration (FHA) today announced that borrowers who prepay their FHA-insured mortgages will not have to make interest payments beyond the date their mortgage is paid in full. FHA's rule, Handling Prepayments: Eliminating Post-Payment Interest Charges, applies for FHA-insured mortgages closed on or after January...Read More
 
HUD, Census Bureau Report New Residential Sales In July
8/25/2014 7:07 AM
WASHINGTON - Sales of new single-family houses in July 2014 were at a seasonally adjusted annual rate of 412,000, according to estimates released jointly today by the U.S. Census Bureau and the Department of Housing and Urban Development. This is 2.4 percent (�11.9%)* below the revised June rate of 422,000 and is 12.3 percent (�14.4%)* above the J...Read More




HUD Press Releases:
 
HUD USER FY 2014 Income Limits
1/1/0001 12:00 AM
...Read More
 
HUD USER FY 2013 Income Limits
1/1/0001 12:00 AM
...Read More
 
HUD USER FY 2012 Income Limits
1/1/0001 12:00 AM
...Read More
 
HUD USER FY 2011 Income Limits
1/1/0001 12:00 AM
...Read More
 
HUD USER FY 2010 Income Limits
1/1/0001 12:00 AM
...Read More





Certified Appraisal Group, LLC
Phone:

Appraiser Profile | Contact Us | Appraisal Info | Fairfax County Market Updates | PayPal | Fairfax County | Residential Communities | Fairfax County Assessments | Loudoun County | Loudoun County Communities | Loudoun County Market Updates | Prince William County | Prince William Market Updates | City of Alexandria | Alexandria Market Updates | Alexandria Assessments | Arlington County | Arlington Communities | Arlington County Assessments | Arlington Market Updates | Our Service Area by Zip Code | Prince William County Appraiser | Loudoun County Appraiser | Alexandria City Appraiser | Arlington County Appraiser | Springfield VA Appraiser | Herndon Appraiser | Fairfax Station Appraiser | Burke VA Appraiser | Woodbridge Appraiser | Ashburn Appraiser | Centreville VA Appraiser | Testimonials | Prince William Assessments | Loudoun County Assessments | Client Login | Order an Appraisal | Myths | Estate Settlement Appraisals | Divorce Settlement Appraisals | FAQ | Our Technology | Real Estate Glossary | For Homeowners | Why Get an Appraisal? | Home | Site Map | Appraisal Video | Our Service Area | Appraiser Licensing | Appraiser Ethics | What is USPAP? | Date of Death Valuations | Foreclosure/REO Appraisal | Paying by Credit Card | Blog | FHA Approved Appraiser | Privacy Notice | Make a Payment | Fairfax County Appraiser | Fee Quote

Copyright © 2014 Certified Appraisal Group, LLC
Portions Copyright © 2014 a la mode, inc.
Another XSite by a la mode, inc. | Terms of UseSite Map



 
State:
County:
City:
Zip: